Attention homeowners in Wasilla and Matanuska Susitna County: Need an appraisal?
The top seven reasons AK homeowners use Will Murphy, AK425:
Need help determining the price of your house in or near Wasilla, AK?
We at Will Murphy, AK425 understand the individual needs of a consumer after appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Will Murphy, AK425 are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping people just like you delete unnecessary PMI insurance.
Challenge a property tax assessment
If you live in an area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Will Murphy, AK425 is your strongest weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be difficult from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Will Murphy, AK425 can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you would prefer to have a seasoned expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.